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Student Visa Funds Calculator

Estimate a 12-month financial-capacity budget. Reviewed 1 November 2026 against the current financial-capacity instrument. This estimate does not establish visa or dependant eligibility.

Enter the tuition applicable to the first 12 months of study.
Eligible amounts already paid can be deducted from the tuition component.
Current annual living-cost benchmark: $10,394.
Current annual living-cost benchmark: $4,449 per child.
Add $13,502 per school-aged child for annual schooling costs. Actual school costs can be higher.
Use your realistic travel estimate for the applicant and accompanying family members. Common planning benchmarks are $2,000 when applying outside Australia, with different amounts for some African regions, and $1,000 when applying in Australia ($1,500 if returning to Africa).
If relying on the income method rather than demonstrating funds, the current benchmark is $87,856 where no family member accompanies the applicant, or $102,500 where a family member accompanies the applicant.
Student living costs$29,710
Partner living costs$0
Dependent children living costs$0
Schooling costs$0
Unpaid tuition component$0
Travel costs$2,000
Estimated funds to demonstrate$31,710
Important: This calculator is an estimate for planning purposes only. The Department of Home Affairs may require evidence covering travel, 12 months of living costs, tuition fees and schooling costs for school-aged dependants. Your personalised Document Checklist Tool and the rules in force when you lodge determine the evidence required. Requirements can change.
Figures used: primary student $29,710; accompanying partner $10,394; each dependent child $4,449; schooling $13,502 per school-aged child; annual-income benchmark $87,856 without accompanying family or $102,500 with accompanying family. Annual benchmarks checked 1 November 2026 against LIN 19/198 (latest compilation). Family amounts apply only where family inclusion is permitted. Travel is a user-adjustable estimate. View the current financial-capacity instrument. October financial reform consultation: proposals are not enacted rules. Check the Department's Document Checklist Tool.

How the calculation works

The calculator adds annual living benchmarks, eligible family costs, schooling, unpaid tuition and travel. For stays under 12 months, the instrument provides daily pro-rating; this annual tool may overestimate that component. School-fee waivers and special evidence arrangements may apply.

Family inputs are for eligible combined applications only: the October 2026 restrictions must be checked first. Financial capacity is separate from visa charges and does not establish eligibility to apply onshore. The annual-income alternative requires qualifying parent/partner income supported by official government documents issued within the preceding 12 months.

Official Department resources